The Safe Deposit Box My Father Paid For Every Year

William Turner

My dad died in March, and I’ve been closing out his accounts ever since.

His statements show a $55 charge every year going back THIRTY-ONE YEARS.

A safe deposit box nobody in our family knew about.

My mother sleeps in the recliner now because their bed is too big, and she still puts two cups out every morning.

Thirty-four years of marriage. She retired on his pension. Everything she has left is what he left her.

“Megan, it’s old paperwork,” she said when I showed her the statement. “He kept everything.”

Except he didn’t keep it at our branch. The box was at a branch in Sandusky, ninety minutes from the plumbing supply where he worked for twenty-nine years.

I let it go for a week. Then I kept thinking about why a man who complained about a $3 ATM fee would pay for a box in a town he had no reason to be in.

It took two weeks to get the executor letter processed.

The woman at the bank pulled the signature card before she took me back.

There were two names on it. His, and a woman’s.

“Loretta Bauman,” she read. “She’s listed as a co-renter since 1994.”

I told her I’d never heard the name.

She didn’t look surprised. People like her see this a lot, I think.

Inside the box was a sandwich bag of cash, a roll of wintergreen Life Savers, and a deed to a house on Harrison Street.

Under that, school pictures. A boy in a striped polo. On the back, in Dad’s handwriting: Travis, 4th grade.

There were nineteen of them. One for every year.

I kept going.

I had to sit on the little bench they give you in that room.

At the bottom was a folded certificate from Erie County, and the groom’s name was my father’s, and the date was AUGUST 1994 – two years after he married my mother.

I went completely still.

Then I lifted it, and underneath were letters. Eleven of them. Addressed to Loretta.

In my mother’s handwriting.

I drove home with the box on the passenger seat and set the certificate on the kitchen table while she was rinsing a plate.

She looked at it for a long time without touching it.

“Sit down,” she said. “We agreed you’d never have to find out what I –

The Four Words She Couldn’t Finish

“That he had another family?” I said.

Mom shut off the faucet.

Water ticked from the tap into the stainless-steel sink. One drop. Then another.

“No.”

She pulled out the chair across from me and lowered herself into it. Her knees have been bad since Christmas, but she didn’t reach for the cane leaning beside the refrigerator.

“Your father didn’t have another family.”

I put my hand on the certificate. The paper had gone soft at the folds. “There’s a marriage certificate.”

“I know.”

“To Loretta.”

“I know who she is.”

The box had been sitting open beside my chair. The cash in the sandwich bag was still there, rolled into twenties and tens, $1,840 by my count. The Life Savers were stuck together from age. A dead man’s breath mints.

I pushed the certificate toward her.

“Read it.”

She didn’t.

Instead she said, “Travis was nine when we met.”

That was not what I expected. I had been ready for a mistress, an affair, a second woman with red hair and a house full of my father’s shirts. I’d pictured my mother finding lipstick on a collar. Something ordinary enough to hate.

“Who is Travis?”

“His son.”

The refrigerator hummed behind her.

I looked at the school pictures again. The boy had Dad’s ears. I’d noticed that right away, but I had told myself boys all had ears like that. Big and a little crooked.

“Your father had a son before me,” she said. “I knew about him.”

“You knew?”

“Yes.”

“And Loretta?”

“Was his mother.”

I stood up too fast and bumped the table. The certificate slid toward the edge. I caught it before it fell.

Mom watched my hand.

“Why was he married to her in 1994?”

“He wasn’t supposed to be.”

That answer sat there, ugly and incomplete.

“Wasn’t supposed to be what?”

“Married.”

“Mom.”

She rubbed the place between her eyebrows. Her nail polish was half gone, pink on two fingers and bare on the rest.

“Your father and Loretta got married in 1979. Travis was born in 1980. They divorced in 1988. He paid child support until Travis turned eighteen. That’s the part he told me.”

“And the 1994 marriage?”

“That was a mistake.”

A mistake has a date printed on it. A county seal. Two signatures. A witness line.

I opened the first letter.

The envelope had never been sealed. On the front, in my mother’s handwriting:

**Loretta Bauman
112 Harrison Street
Sandusky, Ohio 44870**

Inside was one sheet of yellowed notebook paper.

Loretta,

He says the papers are finished. He says he signed everything at the courthouse. I don’t believe him, and I don’t know if you should.

If you need money for Travis, call me at work. Not the house.

Please don’t come here.

Patricia

I read it twice.

“Why did you write her?”

Mom picked up the mug beside her elbow. It was empty. She held it anyway.

“Because your father lied to both of us.”

What Happened on Harrison Street

Dad was twenty-eight when he married Loretta. He was working at Mid-County Plumbing then, in the warehouse behind the showroom. Mom told me this in pieces, like she had to sort through a drawer before handing me each fact.

Loretta was twenty-six. She worked nights at a nursing home in Sandusky. They met at a bowling alley. Dad bowled badly but kept buying her Cokes.

“He loved telling that story,” Mom said.

“I’ve never heard it.”

“He didn’t tell many stories about before me.”

That part was true. Dad had been born in 1948 and acted as if life began when he bought the house on Palmer Avenue. Every box of old photographs had been arranged by year, but the early years were thin. A few pictures of his parents. One photo from his Army reserve days. Then Mom, pregnant with me, standing beside a brown station wagon.

No Loretta. No Travis.

Dad and Loretta split up after nine years. According to Mom, Loretta wanted to move to Toledo. Dad refused to leave his job. Travis was eight.

“He said she was reckless,” Mom said. “She said he was cheap. They both said worse things.”

“Who got custody?”

“Loretta. Your father saw Travis every other weekend for a while.”

“Then what happened?”

“Travis stopped coming.”

“Why?”

Mom looked at the certificate again.

“Because your father stopped going to get him.”

That was the first time I noticed the skin around her mouth trembling.

She told me Dad met her in 1991 at a church fish fry. Mom had been divorced for three years and was working in the billing office at a heating company. Dad brought her a plate with two pieces of fried cod and no tartar sauce because he remembered she didn’t like it.

They married in June 1992.

I was born in February 1993.

“Did he tell you about Travis before you got married?”

“On our third date.”

“And you stayed?”

“He said he was paying support. He said he was trying to see him. I thought that meant a father who was making things right.”

She picked up one of the pictures from the box. Travis was wearing a striped shirt and holding a baseball glove too large for his hand.

“Where did this come from?” she asked.

“The box.”

“I know. I mean, why did he keep it there?”

I didn’t have an answer.

The second letter was dated October 7, 1994.

You cannot marry him again.

Your divorce was final. I checked. I had the clerk pull it. Don’t let him tell you otherwise.

He says it’s for the house. He says the bank won’t approve it unless your name is on the deed. That doesn’t make sense. He doesn’t get to put your name on anything.

I am telling him he has until Friday to fix this.

Do not call my home.

Patricia

I read the line about the house three times.

“What house?”

“The one on Harrison Street,” Mom said.

“The deed in the box.”

“I know.”

“Why did Dad buy her a house?”

“He didn’t buy it for her.”

“Then who did he buy it for?”

She pressed both palms flat on the table.

“Travis.”

The Part Dad Left Out

The story came out over the next hour, though Mom stopped often. Once to take a pill. Once because she couldn’t remember whether the house number was 112 or 118. Once because she went to the bathroom and stayed there long enough that I wondered if she’d fallen.

The divorce agreement said Loretta could stay in the rental on Harrison Street until Travis finished high school. Dad hated the landlord. The furnace broke twice. The roof leaked over the back bedroom.

In 1994, Dad told Loretta he had found a way to buy the house.

He couldn’t qualify alone because he had missed support payments. Loretta had poor credit. So Dad told her they would remarry, put both names on the deed, and divorce again after the bank approved the loan.

“Did they actually get married?” I asked.

“Yes.”

“While he was married to you.”

“Yes.”

“That’s bigamy.”

“I know what it is.”

Mom’s eyes went to the window. Outside, our neighbor’s trash bin had tipped over, and a plastic bag was caught under one wheel.

“Why didn’t you report him?”

“I did.”

That stopped me.

“You what?”

“I called the county clerk. I called the bank. I called the police.”

“And?”

“Your father had already filed the second divorce petition. The marriage lasted eleven days.”

Eleven days.

The letters were dated across those eleven days.

The third letter was on Dad’s old company invoice paper.

Loretta,

He says he can make this disappear. He says nobody will ask questions because the first divorce is in the system. I don’t know what that means.

I am not helping him anymore.

If you sign anything, have someone read it first. He keeps saying the loan is the important thing. The loan is not the important thing.

The boy is.

P.

I looked at Mom.

“You called him the boy.”

“I didn’t know how to write his name. Your father checked my mail.”

“Why were you writing to her if you were against it?”

“Because she had nowhere else to go.”

“She had a husband.”

“He was not her husband. Your father was.”

Mom folded the letter into a smaller square.

“After the divorce, Loretta let him keep paying the mortgage. She thought the deed was in both names. It wasn’t. Your father put the house in a trust for Travis.”

She pointed at the deed.

I unfolded it.

The grantee was listed as Travis Alan Bauman, Trustee.

I didn’t understand it. Mom did.

“He was eighteen,” she said. “Your father put the house in his name on the day he graduated.”

“Then why was the deed in the safe deposit box?”

“Because Loretta never knew.”

The room went quiet except for the refrigerator.

My father had bought a house for a son he didn’t visit, then hidden the deed for thirty-one years.

There was more.

The Man in the Photographs

I called the number listed for the county recorder. A man named Jeff answered after four rings and told me he could not discuss another person’s property unless I had probate papers.

I faxed them.

He called back at 4:16 p.m.

“The property transferred in 2013,” he said. “Quitclaim deed.”

“To whom?”

“Travis Bauman.”

“Was my father on it?”

“Your father was the grantor on the original trust deed. Not the later transfer.”

“Where is Travis now?”

“That I can’t tell you.”

I searched his name online. There were too many results, then none. Travis Bauman in Ohio. Travis Bauman in Michigan. A Travis Bauman who sold lawn equipment in Fremont and had a photo with a woman and two girls.

I stared at the picture until the faces blurred.

The next morning, I drove to Harrison Street.

The house was still there, a narrow gray two-story with a sagging porch and a basketball hoop over the garage. Someone had painted the front door blue. The same crack ran from the upstairs window to the brick beneath it.

An old woman was kneeling beside a flower bed, pulling weeds.

“Excuse me,” I said.

She looked up.

“Are you Loretta?”

Her hand went to her lower back. “Who wants to know?”

“My name is Megan Miller. My father was Richard Miller.”

The weed came free in her hand. A clump of dirt fell onto her shoe.

“No,” she said.

“I found his name on a bank record.”

“No.”

“I have letters.”

She stood, slowly this time. She was smaller than I had pictured. White hair cut close to her head. A brown cardigan buttoned wrong at the collar.

“Your mother sent you?”

“No.”

“Then why are you here?”

“Because my father died.”

Her face changed, but not in the way people look when they hear someone has died. There was no surprise.

“I know.”

“How?”

“Travis called me in March.”

That was the first turn I didn’t see coming.

She walked inside without inviting me. I followed because she had left the door open.

The house smelled like coffee and dust. On the wall beside the stairs hung a framed photograph of Travis at about thirty. Same ears. Same left eyebrow as Dad.

“He’s alive,” Loretta said.

“I figured that out.”

“Did you?”

There was no kindness in it.

She took a blue tin from a shelf and set it on the dining table. Inside were letters tied with white thread.

“Your mother wrote eleven,” she said. “I wrote back twice. Your father took them before I mailed them.”

“What did you write?”

“That he was a coward.”

“That all?”

“That and he owed me $640.”

I almost laughed. It came out wrong, a little cough.

Loretta sat down.

“Your father wanted to see Travis. He wanted to be called Dad. He wanted the photograph, the Christmas card, the clean part. But he didn’t want to pay what he owed or admit what he had done.”

“What had he done?”

“Left us.”

“That sounds like a divorce.”

“It was not a divorce. He moved two streets away and told Travis he was working nights. He was not working nights.”

She opened the tin.

There was a photograph of Dad standing beside a younger Travis on a porch. Dad wore a white shirt with the sleeves rolled up. Travis had one hand on his father’s shoulder and the other around a red bicycle.

“That was the last time Travis saw him before high school,” Loretta said.

“Why?”

“Your father had promised to take him to a baseball game. He didn’t show. He was with your mother.”

I said nothing.

Loretta looked at me.

“Don’t make that face. Your mother didn’t know.”

The Letter He Never Saw

Back at home, I read the remaining letters on the floor beside the coffee table.

The dates ran from September 3 to September 14, 1994. Mom wrote about the loan, the house, Travis’s school, and Dad’s temper when anyone questioned him.

The eleventh letter was different.

Loretta,

I went to the bank today. The deed is not in your name. He lied.

He has been taking your payments and putting them into an account you cannot see.

I am sorry. I should have told you sooner.

I found out about the second account because I saw my name on the envelope. He used my address for the statements.

He has been paying for the box in Sandusky since before we married.

I don’t know what is inside.

I know this is not your fault.

Please keep the house. Please don’t let him take it from Travis.

I am going to tell the police if he tries.

Patricia

I set it down.

The bank statements had been mailed to our house. Dad had hidden them in the garage behind a coffee can full of screws. Mom had found one in 1994 and kept looking until she found the rest.

“Why didn’t you leave him?” I asked.

She was back in the recliner. The second cup sat on the end table, untouched.

“I tried.”

“Did you?”

“Yes.”

“Then why didn’t you?”

She looked toward the empty side of the room.

“Because I was pregnant. Because I thought if I left, he’d stop paying for the house. Because Loretta said Travis needed somewhere to live. Pick one.”

“That isn’t an answer.”

“No. It isn’t.”

Mom told me the rest in one breath.

Dad filed for divorce in November 1994. The judge granted it in January. He kept the house payment. He paid Loretta $200 a month. He told Mom he had closed the box in Sandusky.

He hadn’t.

In 1998, he wrote Travis a birthday letter and never sent it.

In 2004, he paid the property taxes for the house.

In 2013, when Travis turned thirty-three, Dad signed the house over to him.

“Why did he keep the box open after that?” I asked.

“Because he was afraid.”

“Of what?”

“That Travis would find the letters.”

“What letters?”

Mom looked at me.

“Mine.”

There were seven more in the tin at Loretta’s house, but I hadn’t seen them. Dad had kept copies in the box.

I returned to Sandusky on Saturday.

Loretta met me at the door with a man behind her.

He was broad in the chest, gray at the temples, and wearing a work jacket with a tire shop logo. His left eyebrow rose when he saw me.

“Megan,” he said.

I knew his voice before I knew how.

Dad had left a voicemail for me two weeks before he died. It was only six seconds long. He’d called by accident, probably. I heard his breathing, then the sound of a television, then him saying, “Travis, hand me that.”

I had listened to it nine times after the funeral.

This was the voice.

“You look like him,” I said.

“People say that.”

Loretta went into the kitchen.

Travis stayed by the door.

“I found the box,” I said.

“I know.”

“My mother told me.”

He looked down at the floorboards.

“She wrote you letters.”

“She wrote my mother.”

“She wrote me too.”

He reached inside his jacket and pulled out a folded page.

The paper was creased along the middle, then folded again and again until it was almost square.

“Your dad gave me this in 2013,” he said. “When he transferred the house.”

I opened it.

Travis,

I should have been there.

Your mother will tell you I was selfish. She is right.

Patricia will tell you I loved you. She is also right.

I did not know how to be your father without admitting what I had done to both of you.

There is money in the box. Take it. The house is yours. If Megan ever asks, tell her I was not brave enough to tell her myself.

Dad

I read the final line until the letters lost shape.

“He knew I existed,” I said.

Travis gave me a strange look.

“Of course he knew.”

“No. I mean, he knew I would find it?”

“He paid the fee every January. He said you were the only person who might care enough to open it.”

That made me angry.

“That’s convenient.”

“Yeah.”

“He could have told me.”

“Yeah.”

“He could have told you.”

“He did. Badly.”

Travis took the letter from my hand.

“Your father came to the house every year on my birthday. He parked across the street. He never got out.”

I thought of all the years Dad had complained about driving to Sandusky. The traffic. The road work. The tolls, even though there was no toll.

“You saw him?”

“Sometimes.”

“Why didn’t you speak to him?”

“Because he was waiting for me to do it.”

Travis folded the letter and put it back inside his jacket.

Then he said, “He brought me Life Savers once. Wintergreen. I hate them.”

I looked toward the kitchen.

Loretta was standing at the counter with her back to us.

“Why did he keep the pictures?”

Travis shrugged. “He asked for one every year. Mom sent them.”

“He wrote your grade on the back.”

“I know.”

The Box Is Empty Now

I split the money with Travis.

He argued. I told him Dad had left it for both of us, though the letter only said take it. We settled on half because arguing over an old man’s cash felt like something Dad would enjoy from the grave.

The house was already his. The deed had been clean since 2013. I checked twice.

Mom gave Loretta the letters. Not all of them. She kept the one about the bank and the one that said, The boy is.

“Why keep those?” I asked.

“Because I wrote them.”

“Do you want Travis to have them?”

She shook her head.

“Then what are you going to do with them?”

“I don’t know.”

She put them in the drawer beside the silverware, under the takeout menus and a dead flashlight.

Two weeks later, Mom stopped putting out the second cup.

She didn’t announce it. One morning I came in and found a single mug beside the coffee maker. Blue ceramic. A chipped rim. Dad had bought it at a gas station in 2006 because he needed coffee and they were two for five dollars.

I nearly asked her where the other one was.

I didn’t.

The deed to the Harrison Street house is in my desk now, even though it belongs to Travis. I keep it because I haven’t figured out where else it goes. The Life Savers are still in the box. The cash is gone. The photographs are with Travis.

The certificate is in a plastic sleeve.

My mother signed it as a witness.

She told me she didn’t remember doing that.

I believe her.

And I don’t.

On the back of the certificate, in Dad’s handwriting, there are four words I hadn’t noticed until last night:

For when she asks.

I put it facedown.

If this stayed with you, send it to someone who keeps old papers in strange places.

For more stories of uncovering hidden truths after loss, check out The Man at My Grandmother’s Mailbox Had a Letter in Her Handwriting, The Lawyer Read My Name Before Her Daughters’, or My Husband Left Instructions for the Woman He Hid From Me.